Call reports 2008
ARTISANS' BANK — 2008
What ARTISANS' BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 601,862,000 | 603,995,000 | 596,298,000 | 632,846,000 |
| Total loans | 435,878,000 | 443,085,000 | 439,824,000 | 458,644,000 |
| Allowance for loan losses | 7,356,000 | 7,308,000 | 7,123,000 | 7,884,000 |
| Securities available for sale | 100,461,000 | 108,483,000 | 112,579,000 | 129,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,227,000 | 512,774,000 | 505,561,000 | 540,135,000 |
| Interest-bearing deposits | 486,741,000 | 487,298,000 | 482,262,000 | 518,475,000 |
| Noninterest-bearing deposits | 23,486,000 | 25,476,000 | 23,299,000 | 21,660,000 |
| Equity capital | 61,178,000 | 60,324,000 | 59,613,000 | 58,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,795,000 | 16,836,000 | 24,855,000 | 32,481,000 |
| Interest expense | 4,402,000 | 8,247,000 | 11,815,000 | 15,290,000 |
| Net interest income | 4,393,000 | 8,589,000 | 13,040,000 | 17,191,000 |
| Noninterest income | 527,000 | 1,013,000 | 1,532,000 | 2,032,000 |
| Noninterest expense | 4,681,000 | 9,273,000 | 13,854,000 | 18,415,000 |
| Provision for loan losses | 0 | 23,000 | 753,000 | 4,840,000 |
| Pretax income | 247,000 | 314,000 | 108,000 | -3,889,000 |
| Income tax | 61,000 | 23,000 | 6,000 | -1,471,000 |
| Net income | 186,000 | 291,000 | 102,000 | -2,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,316,000 | 60,421,000 | 60,232,000 | 57,712,000 |
| Total capital | 67,027,000 | 67,288,000 | 67,079,000 | 64,890,000 |
| Risk-weighted assets | 536,266,000 | 548,889,000 | 547,451,000 | 573,523,000 |