Call reports 2007
ARTISANS' BANK — 2007
What ARTISANS' BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 598,286,000 | 593,240,000 | 591,851,000 | 592,413,000 |
| Total loans | 442,451,000 | 446,686,000 | 442,787,000 | 433,667,000 |
| Allowance for loan losses | 6,596,000 | 7,104,000 | 7,303,000 | 7,405,000 |
| Securities available for sale | 103,809,000 | 101,488,000 | 96,715,000 | 104,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,330,000 | 505,596,000 | 501,116,000 | 501,918,000 |
| Interest-bearing deposits | 487,122,000 | 480,598,000 | 479,838,000 | 478,134,000 |
| Noninterest-bearing deposits | 23,208,000 | 24,998,000 | 21,278,000 | 23,784,000 |
| Equity capital | 56,829,000 | 56,904,000 | 59,261,000 | 60,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,946,000 | 20,048,000 | 30,258,000 | 39,942,000 |
| Interest expense | 4,599,000 | 9,380,000 | 14,245,000 | 19,007,000 |
| Net interest income | 5,347,000 | 10,668,000 | 16,013,000 | 20,935,000 |
| Noninterest income | 1,194,000 | 1,602,000 | 2,891,000 | 3,246,000 |
| Noninterest expense | 4,018,000 | 8,079,000 | 12,049,000 | 16,494,000 |
| Provision for loan losses | 200,000 | 708,000 | 908,000 | 1,015,000 |
| Pretax income | 2,323,000 | 3,483,000 | 5,947,000 | 6,672,000 |
| Income tax | 845,000 | 1,262,000 | 2,118,000 | 2,364,000 |
| Net income | 1,478,000 | 2,221,000 | 3,829,000 | 4,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,387,000 | 58,129,000 | 59,738,000 | 60,216,000 |
| Total capital | 63,983,000 | 64,875,000 | 66,462,000 | 66,816,000 |
| Risk-weighted assets | 533,265,000 | 539,353,000 | 537,373,000 | 527,197,000 |