Call reports 2006
ARTISANS' BANK — 2006
What ARTISANS' BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 579,391,000 | 601,151,000 | 592,920,000 | 597,549,000 |
| Total loans | 438,541,000 | 453,687,000 | 448,179,000 | 440,771,000 |
| Allowance for loan losses | 5,696,000 | 5,954,000 | 6,241,000 | 6,452,000 |
| Securities available for sale | 95,343,000 | 95,052,000 | 103,338,000 | 106,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,628,000 | 516,797,000 | 505,508,000 | 510,807,000 |
| Interest-bearing deposits | 477,947,000 | 493,572,000 | 482,810,000 | 487,758,000 |
| Noninterest-bearing deposits | 20,681,000 | 23,225,000 | 22,698,000 | 23,049,000 |
| Equity capital | 49,279,000 | 50,263,000 | 53,060,000 | 55,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,970,000 | 18,529,000 | 28,560,000 | 38,662,000 |
| Interest expense | 3,333,000 | 7,096,000 | 11,263,000 | 15,806,000 |
| Net interest income | 5,637,000 | 11,433,000 | 17,297,000 | 22,856,000 |
| Noninterest income | 401,000 | 820,000 | 1,532,000 | 2,442,000 |
| Noninterest expense | 4,017,000 | 8,045,000 | 11,765,000 | 15,446,000 |
| Provision for loan losses | 279,000 | 558,000 | 837,000 | 1,037,000 |
| Pretax income | 1,742,000 | 3,884,000 | 6,461,000 | 9,049,000 |
| Income tax | 648,000 | 1,408,000 | 2,202,000 | 2,782,000 |
| Net income | 1,094,000 | 2,476,000 | 4,259,000 | 6,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,528,000 | 52,117,000 | 53,900,000 | 55,908,000 |
| Total capital | 56,224,000 | 58,071,000 | 60,141,000 | 62,360,000 |
| Risk-weighted assets | 531,831,000 | 531,156,000 | 528,636,000 | 530,912,000 |