Call reports 2004
ARTISANS' BANK — 2004
What ARTISANS' BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 472,308,000 | 486,983,000 | 502,031,000 | 529,808,000 |
| Total loans | 371,488,000 | 386,863,000 | 399,792,000 | 406,256,000 |
| Allowance for loan losses | 4,590,000 | 4,967,000 | 5,147,000 | 5,593,000 |
| Securities available for sale | 65,669,000 | 60,777,000 | 60,062,000 | 72,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,945,000 | 396,875,000 | 410,477,000 | 438,148,000 |
| Interest-bearing deposits | 327,180,000 | 336,609,000 | 355,015,000 | 379,000,000 |
| Noninterest-bearing deposits | 54,765,000 | 60,266,000 | 55,462,000 | 59,148,000 |
| Equity capital | 46,003,000 | 45,281,000 | 46,758,000 | 46,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,757,000 | 11,573,000 | 17,718,000 | 24,491,000 |
| Interest expense | 1,678,000 | 3,369,000 | 5,271,000 | 7,388,000 |
| Net interest income | 4,079,000 | 8,204,000 | 12,447,000 | 17,103,000 |
| Noninterest income | 450,000 | 1,089,000 | 1,575,000 | 1,776,000 |
| Noninterest expense | 3,605,000 | 7,489,000 | 11,288,000 | 15,230,000 |
| Provision for loan losses | 565,000 | 901,000 | 1,174,000 | 1,806,000 |
| Pretax income | 432,000 | 976,000 | 1,633,000 | 1,916,000 |
| Income tax | 96,000 | 203,000 | 361,000 | 561,000 |
| Net income | 336,000 | 773,000 | 1,272,000 | 1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,174,000 | 45,611,000 | 46,110,000 | 46,193,000 |
| Total capital | 49,764,000 | 50,578,000 | 51,257,000 | 51,786,000 |
| Risk-weighted assets | 443,961,000 | 470,698,000 | 490,200,000 | 498,524,000 |