Call reports 2003
ARTISANS' BANK — 2003
What ARTISANS' BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 460,788,000 | 473,006,000 | 464,457,000 | 466,970,000 |
| Total loans | 336,895,000 | 342,316,000 | 349,437,000 | 352,168,000 |
| Allowance for loan losses | 4,473,000 | 4,561,000 | 4,478,000 | 4,560,000 |
| Securities available for sale | 92,419,000 | 83,741,000 | 76,950,000 | 77,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,855,000 | 383,527,000 | 374,536,000 | 376,858,000 |
| Interest-bearing deposits | 329,810,000 | 334,135,000 | 322,970,000 | 324,729,000 |
| Noninterest-bearing deposits | 43,045,000 | 49,392,000 | 51,566,000 | 52,129,000 |
| Equity capital | 43,676,000 | 44,562,000 | 44,855,000 | 45,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,300,000 | 12,405,000 | 18,384,000 | 24,327,000 |
| Interest expense | 2,237,000 | 4,290,000 | 6,092,000 | 7,768,000 |
| Net interest income | 4,063,000 | 8,115,000 | 12,292,000 | 16,559,000 |
| Noninterest income | 489,000 | 978,000 | 1,519,000 | 1,972,000 |
| Noninterest expense | 3,243,000 | 6,484,000 | 10,060,000 | 13,838,000 |
| Provision for loan losses | 431,000 | 663,000 | 599,000 | 684,000 |
| Pretax income | 878,000 | 2,215,000 | 3,421,000 | 4,278,000 |
| Income tax | 257,000 | 660,000 | 1,021,000 | 1,276,000 |
| Net income | 621,000 | 1,555,000 | 2,400,000 | 3,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,457,000 | 43,391,000 | 44,235,000 | 44,837,000 |
| Total capital | 46,930,000 | 47,952,000 | 48,713,000 | 49,419,000 |
| Risk-weighted assets | 376,651,000 | 382,245,000 | 414,416,000 | 420,491,000 |