Call reports 2002
ARTISANS' BANK — 2002
What ARTISANS' BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 434,772,000 | 432,917,000 | 443,600,000 | 457,414,000 |
| Total loans | 304,598,000 | 305,323,000 | 318,971,000 | 322,374,000 |
| Allowance for loan losses | 3,840,000 | 3,886,000 | 3,850,000 | 4,125,000 |
| Securities available for sale | 70,395,000 | 77,402,000 | 79,439,000 | 91,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,080,000 | 367,717,000 | 377,473,000 | 369,537,000 |
| Interest-bearing deposits | 329,050,000 | 329,237,000 | 334,165,000 | 329,200,000 |
| Noninterest-bearing deposits | 41,030,000 | 38,480,000 | 43,308,000 | 40,337,000 |
| Equity capital | 40,869,000 | 41,352,000 | 42,487,000 | 42,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,355,000 | 12,725,000 | 19,122,000 | 25,461,000 |
| Interest expense | 2,756,000 | 5,365,000 | 7,822,000 | 10,191,000 |
| Net interest income | 3,599,000 | 7,360,000 | 11,300,000 | 15,270,000 |
| Noninterest income | 481,000 | 926,000 | 1,354,000 | 1,927,000 |
| Noninterest expense | 3,099,000 | 6,190,000 | 11,109,000 | 14,434,000 |
| Provision for loan losses | 300,000 | 671,000 | 855,000 | 1,190,000 |
| Pretax income | 681,000 | 1,503,000 | 825,000 | 1,708,000 |
| Income tax | 250,000 | 547,000 | 283,000 | 600,000 |
| Net income | 431,000 | 956,000 | 542,000 | 1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,158,000 | 41,684,000 | 41,269,000 | 41,835,000 |
| Total capital | 45,026,000 | 45,570,000 | 45,119,000 | 45,960,000 |
| Risk-weighted assets | 327,598,000 | 325,583,000 | 335,714,000 | 342,333,000 |