Call reports 2016
SOUTHWEST BANK OF WEATHERFORD — 2016
What SOUTHWEST BANK OF WEATHERFORD reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 70,335,000 | 70,115,000 | 70,387,000 | 67,780,000 |
| Total loans | 39,052,000 | 38,536,000 | 37,621,000 | 39,475,000 |
| Allowance for loan losses | 728,000 | 733,000 | 712,000 | 709,000 |
| Securities available for sale | 21,520,000 | 19,926,000 | 18,584,000 | 17,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,320,000 | 60,815,000 | 61,395,000 | 59,107,000 |
| Interest-bearing deposits | 44,645,000 | 43,634,000 | 43,405,000 | 43,061,000 |
| Noninterest-bearing deposits | 16,675,000 | 17,181,000 | 17,991,000 | 16,046,000 |
| Equity capital | 8,609,000 | 8,817,000 | 8,475,000 | 8,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,470,000 | 2,169,000 | 2,886,000 |
| Interest expense | 45,000 | 89,000 | 132,000 | 174,000 |
| Net interest income | 696,000 | 1,381,000 | 2,037,000 | 2,712,000 |
| Noninterest income | 183,000 | 282,000 | 379,000 | 502,000 |
| Noninterest expense | 478,000 | 977,000 | 1,465,000 | 2,051,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 401,000 | 695,000 | 960,000 | 1,173,000 |
| Income tax | 93,000 | 180,000 | 257,000 | 313,000 |
| Net income | 308,000 | 515,000 | 703,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,318,000 | 8,526,000 | 8,214,000 | 8,371,000 |
| Total capital | 8,908,000 | 9,100,000 | 8,787,000 | 8,948,000 |
| Risk-weighted assets | 47,028,000 | 45,749,000 | 45,685,000 | 46,062,000 |