Call reports 2015
SOUTHWEST BANK OF WEATHERFORD — 2015
What SOUTHWEST BANK OF WEATHERFORD reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 73,928,000 | 73,544,000 | 73,399,000 | 70,566,000 |
| Total loans | 37,588,000 | 37,659,000 | 37,155,000 | 39,325,000 |
| Allowance for loan losses | 795,000 | 832,000 | 619,000 | 601,000 |
| Securities available for sale | 25,347,000 | 25,084,000 | 22,483,000 | 21,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,984,000 | 64,627,000 | 64,925,000 | 62,081,000 |
| Interest-bearing deposits | 48,043,000 | 46,438,000 | 47,971,000 | 46,171,000 |
| Noninterest-bearing deposits | 16,941,000 | 18,189,000 | 16,954,000 | 15,910,000 |
| Equity capital | 8,588,000 | 8,677,000 | 8,190,000 | 8,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,494,000 | 2,242,000 | 2,990,000 |
| Interest expense | 49,000 | 95,000 | 143,000 | 191,000 |
| Net interest income | 679,000 | 1,399,000 | 2,099,000 | 2,799,000 |
| Noninterest income | 142,000 | 273,000 | 380,000 | 476,000 |
| Noninterest expense | 452,000 | 926,000 | 1,411,000 | 2,019,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 339,000 | 687,000 | 985,000 | 1,143,000 |
| Income tax | 83,000 | 186,000 | 273,000 | 321,000 |
| Net income | 256,000 | 501,000 | 712,000 | 822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,195,000 | 8,439,000 | 7,900,000 | 8,011,000 |
| Total capital | 8,803,000 | 9,034,000 | 8,492,000 | 8,601,000 |
| Risk-weighted assets | 48,306,000 | 47,374,000 | 47,311,000 | 47,157,000 |