Call reports 2013
SOUTHWEST BANK OF WEATHERFORD — 2013
What SOUTHWEST BANK OF WEATHERFORD reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 66,504,000 | 63,412,000 | 64,599,000 | 64,063,000 |
| Total loans | 31,706,000 | 32,135,000 | 33,970,000 | 33,922,000 |
| Allowance for loan losses | 727,000 | 725,000 | 621,000 | 666,000 |
| Securities available for sale | 23,978,000 | 21,754,000 | 21,622,000 | 20,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,405,000 | 55,664,000 | 56,616,000 | 56,000,000 |
| Interest-bearing deposits | 41,659,000 | 40,183,000 | 40,430,000 | 40,623,000 |
| Noninterest-bearing deposits | 16,746,000 | 15,481,000 | 16,186,000 | 15,376,000 |
| Equity capital | 7,583,000 | 7,462,000 | 7,685,000 | 7,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,403,000 | 2,123,000 | 2,822,000 |
| Interest expense | 45,000 | 89,000 | 132,000 | 174,000 |
| Net interest income | 675,000 | 1,314,000 | 1,991,000 | 2,648,000 |
| Noninterest income | 145,000 | 255,000 | 365,000 | 470,000 |
| Noninterest expense | 490,000 | 920,000 | 1,366,000 | 1,873,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 65,000 |
| Pretax income | 331,000 | 630,000 | 971,000 | 1,180,000 |
| Income tax | 86,000 | 173,000 | 278,000 | 292,000 |
| Net income | 245,000 | 457,000 | 693,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,996,000 | 7,207,000 | 7,442,000 | 7,637,000 |
| Total capital | 7,540,000 | 7,748,000 | 7,998,000 | 8,183,000 |
| Risk-weighted assets | 43,355,000 | 43,089,000 | 44,390,000 | 43,584,000 |