Call reports 2012
SOUTHWEST BANK OF WEATHERFORD — 2012
What SOUTHWEST BANK OF WEATHERFORD reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 60,884,000 | 60,231,000 | 61,512,000 | 63,587,000 |
| Total loans | 29,480,000 | 28,645,000 | 30,137,000 | 30,483,000 |
| Allowance for loan losses | 640,000 | 677,000 | 734,000 | 724,000 |
| Securities available for sale | 24,213,000 | 24,895,000 | 23,002,000 | 24,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,771,000 | 51,844,000 | 52,691,000 | 55,589,000 |
| Interest-bearing deposits | 40,722,000 | 38,756,000 | 40,488,000 | 41,241,000 |
| Noninterest-bearing deposits | 12,049,000 | 13,088,000 | 12,203,000 | 14,348,000 |
| Equity capital | 7,552,000 | 7,811,000 | 8,127,000 | 7,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 686,000 | 1,404,000 | 2,117,000 | 2,831,000 |
| Interest expense | 64,000 | 122,000 | 176,000 | 225,000 |
| Net interest income | 622,000 | 1,282,000 | 1,941,000 | 2,606,000 |
| Noninterest income | 183,000 | 305,000 | 431,000 | 549,000 |
| Noninterest expense | 412,000 | 832,000 | 1,275,000 | 1,762,000 |
| Provision for loan losses | 40,000 | 70,000 | 90,000 | 90,000 |
| Pretax income | 366,000 | 698,000 | 1,020,000 | 1,316,000 |
| Income tax | 104,000 | 212,000 | 310,000 | 406,000 |
| Net income | 262,000 | 486,000 | 710,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,952,000 | 7,177,000 | 7,400,000 | 6,750,000 |
| Total capital | 7,443,000 | 7,664,000 | 7,867,000 | 7,258,000 |
| Risk-weighted assets | 39,111,000 | 38,801,000 | 37,081,000 | 40,429,000 |