Call reports 2009
SOUTHWEST BANK OF WEATHERFORD — 2009
What SOUTHWEST BANK OF WEATHERFORD reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 48,824,000 | 46,997,000 | 45,183,000 | 45,332,000 |
| Total loans | 28,112,000 | 27,451,000 | 26,454,000 | 26,967,000 |
| Allowance for loan losses | 680,000 | 692,000 | 720,000 | 675,000 |
| Securities available for sale | 13,159,000 | 14,122,000 | 13,550,000 | 12,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,569,000 | 40,722,000 | 38,542,000 | 38,705,000 |
| Interest-bearing deposits | 34,394,000 | 33,561,000 | 31,716,000 | 31,912,000 |
| Noninterest-bearing deposits | 8,175,000 | 7,161,000 | 6,826,000 | 6,793,000 |
| Equity capital | 5,909,000 | 5,995,000 | 6,337,000 | 6,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,398,000 | 2,067,000 | 2,696,000 |
| Interest expense | 143,000 | 271,000 | 391,000 | 501,000 |
| Net interest income | 554,000 | 1,127,000 | 1,676,000 | 2,195,000 |
| Noninterest income | 141,000 | 301,000 | 453,000 | 578,000 |
| Noninterest expense | 376,000 | 839,000 | 1,256,000 | 1,740,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 290,000 | 530,000 | 784,000 | 914,000 |
| Income tax | 99,000 | 182,000 | 267,000 | 308,000 |
| Net income | 191,000 | 348,000 | 517,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,800,000 | 5,957,000 | 6,126,000 | 6,214,000 |
| Total capital | 6,214,000 | 6,358,000 | 6,507,000 | 6,604,000 |
| Risk-weighted assets | 32,848,000 | 31,751,000 | 30,123,000 | 30,939,000 |