Call reports 2008
SOUTHWEST BANK OF WEATHERFORD — 2008
What SOUTHWEST BANK OF WEATHERFORD reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 50,651,000 | 51,683,000 | 50,765,000 | 48,846,000 |
| Total loans | 28,145,000 | 26,533,000 | 27,749,000 | 28,872,000 |
| Allowance for loan losses | 695,000 | 700,000 | 697,000 | 653,000 |
| Securities available for sale | 15,225,000 | 14,410,000 | 14,609,000 | 13,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,245,000 | 45,629,000 | 45,347,000 | 42,822,000 |
| Interest-bearing deposits | 36,102,000 | 36,995,000 | 36,312,000 | 34,704,000 |
| Noninterest-bearing deposits | 8,143,000 | 8,635,000 | 9,034,000 | 8,118,000 |
| Equity capital | 5,715,000 | 5,565,000 | 5,143,000 | 5,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,612,000 | 2,382,000 | 3,126,000 |
| Interest expense | 288,000 | 521,000 | 722,000 | 893,000 |
| Net interest income | 526,000 | 1,091,000 | 1,660,000 | 2,233,000 |
| Noninterest income | 166,000 | 372,000 | 503,000 | 654,000 |
| Noninterest expense | 384,000 | 783,000 | 1,181,000 | 1,685,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 294,000 | 661,000 | 144,000 | 359,000 |
| Income tax | 98,000 | 220,000 | 283,000 | 80,000 |
| Net income | 196,000 | 441,000 | -139,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,526,000 | 5,480,000 | 5,176,000 | 5,609,000 |
| Total capital | 5,944,000 | 5,887,000 | 5,589,000 | 6,029,000 |
| Risk-weighted assets | 33,170,000 | 32,271,000 | 32,723,000 | 33,349,000 |