Call reports 2007
SOUTHWEST BANK OF WEATHERFORD — 2007
What SOUTHWEST BANK OF WEATHERFORD reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 50,190,000 | 50,566,000 | 48,030,000 | 48,761,000 |
| Total loans | 23,533,000 | 24,768,000 | 25,936,000 | 27,131,000 |
| Allowance for loan losses | 667,000 | 663,000 | 653,000 | 662,000 |
| Securities available for sale | 17,728,000 | 17,076,000 | 17,232,000 | 16,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,009,000 | 42,238,000 | 41,824,000 | 42,423,000 |
| Interest-bearing deposits | 33,987,000 | 34,393,000 | 34,516,000 | 33,828,000 |
| Noninterest-bearing deposits | 8,022,000 | 7,845,000 | 7,308,000 | 8,595,000 |
| Equity capital | 5,243,000 | 5,358,000 | 5,632,000 | 5,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,676,000 | 2,547,000 | 3,415,000 |
| Interest expense | 323,000 | 706,000 | 1,076,000 | 1,417,000 |
| Net interest income | 479,000 | 970,000 | 1,471,000 | 1,998,000 |
| Noninterest income | 172,000 | 330,000 | 489,000 | 658,000 |
| Noninterest expense | 352,000 | 690,000 | 1,087,000 | 1,551,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 40,000 |
| Pretax income | 275,000 | 586,000 | 839,000 | 1,028,000 |
| Income tax | 79,000 | 180,000 | 262,000 | 305,000 |
| Net income | 196,000 | 406,000 | 577,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,303,000 | 5,512,000 | 5,684,000 | 5,830,000 |
| Total capital | 5,686,000 | 5,906,000 | 6,080,000 | 6,235,000 |
| Risk-weighted assets | 30,341,000 | 31,224,000 | 31,421,000 | 32,168,000 |