Call reports 2006
SOUTHWEST BANK OF WEATHERFORD — 2006
What SOUTHWEST BANK OF WEATHERFORD reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 47,379,000 | 48,252,000 | 47,729,000 | 49,122,000 |
| Total loans | 20,303,000 | 19,862,000 | 21,140,000 | 22,290,000 |
| Allowance for loan losses | 677,000 | 679,000 | 675,000 | 665,000 |
| Securities available for sale | 17,875,000 | 19,382,000 | 19,093,000 | 18,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,706,000 | 40,410,000 | 39,430,000 | 40,623,000 |
| Interest-bearing deposits | 31,728,000 | 33,030,000 | 32,293,000 | 32,400,000 |
| Noninterest-bearing deposits | 7,978,000 | 7,380,000 | 7,137,000 | 8,223,000 |
| Equity capital | 4,864,000 | 4,951,000 | 5,277,000 | 5,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,400,000 | 2,162,000 | 2,957,000 |
| Interest expense | 263,000 | 583,000 | 926,000 | 1,274,000 |
| Net interest income | 397,000 | 817,000 | 1,236,000 | 1,683,000 |
| Noninterest income | 163,000 | 328,000 | 478,000 | 618,000 |
| Noninterest expense | 315,000 | 637,000 | 958,000 | 1,317,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 244,000 | 507,000 | 755,000 | 983,000 |
| Income tax | 80,000 | 167,000 | 245,000 | 279,000 |
| Net income | 164,000 | 340,000 | 510,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,067,000 | 5,243,000 | 5,413,000 | 5,606,000 |
| Total capital | 5,413,000 | 5,601,000 | 5,771,000 | 5,975,000 |
| Risk-weighted assets | 27,320,000 | 28,354,000 | 28,294,000 | 29,194,000 |