Call reports 2005
SOUTHWEST BANK OF WEATHERFORD — 2005
What SOUTHWEST BANK OF WEATHERFORD reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 41,735,000 | 41,347,000 | 44,884,000 | 45,029,000 |
| Total loans | 19,510,000 | 18,125,000 | 19,437,000 | 20,511,000 |
| Allowance for loan losses | 696,000 | 698,000 | 695,000 | 665,000 |
| Securities available for sale | 12,984,000 | 17,564,000 | 18,792,000 | 18,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,678,000 | 36,098,000 | 37,043,000 | 35,401,000 |
| Interest-bearing deposits | 29,778,000 | 29,268,000 | 29,168,000 | 28,408,000 |
| Noninterest-bearing deposits | 6,900,000 | 6,830,000 | 7,875,000 | 6,993,000 |
| Equity capital | 4,666,000 | 4,842,000 | 4,966,000 | 4,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,138,000 | 1,757,000 | 2,400,000 |
| Interest expense | 135,000 | 303,000 | 494,000 | 746,000 |
| Net interest income | 440,000 | 835,000 | 1,263,000 | 1,654,000 |
| Noninterest income | 184,000 | 339,000 | 483,000 | 619,000 |
| Noninterest expense | 319,000 | 653,000 | 969,000 | 1,360,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 305,000 | 521,000 | 646,000 | 781,000 |
| Income tax | 93,000 | 162,000 | 194,000 | 222,000 |
| Net income | 212,000 | 359,000 | 452,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,806,000 | 4,953,000 | 5,046,000 | 5,153,000 |
| Total capital | 5,126,000 | 5,261,000 | 5,377,000 | 5,494,000 |
| Risk-weighted assets | 25,200,000 | 24,275,000 | 26,127,000 | 26,974,000 |