Call reports 2004
SOUTHWEST BANK OF WEATHERFORD — 2004
What SOUTHWEST BANK OF WEATHERFORD reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 39,306,000 | 38,094,000 | 38,099,000 | 41,781,000 |
| Total loans | 21,210,000 | 19,993,000 | 20,500,000 | 21,322,000 |
| Allowance for loan losses | 626,000 | 680,000 | 663,000 | 696,000 |
| Securities available for sale | 12,834,000 | 13,912,000 | 13,610,000 | 13,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,869,000 | 33,126,000 | 32,820,000 | 36,342,000 |
| Interest-bearing deposits | 26,793,000 | 26,221,000 | 25,759,000 | 28,688,000 |
| Noninterest-bearing deposits | 7,076,000 | 6,905,000 | 7,061,000 | 7,654,000 |
| Equity capital | 4,891,000 | 4,718,000 | 4,986,000 | 5,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,085,000 | 1,627,000 | 2,194,000 |
| Interest expense | 93,000 | 184,000 | 297,000 | 412,000 |
| Net interest income | 463,000 | 901,000 | 1,330,000 | 1,782,000 |
| Noninterest income | 137,000 | 275,000 | 415,000 | 542,000 |
| Noninterest expense | 346,000 | 681,000 | 994,000 | 1,420,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 120,000 |
| Pretax income | 194,000 | 405,000 | 631,000 | 784,000 |
| Income tax | 48,000 | 113,000 | 185,000 | 219,000 |
| Net income | 146,000 | 292,000 | 446,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,674,000 | 4,821,000 | 4,975,000 | 5,095,000 |
| Total capital | 5,010,000 | 5,138,000 | 5,296,000 | 5,431,000 |
| Risk-weighted assets | 26,554,000 | 24,988,000 | 25,348,000 | 26,557,000 |