Call reports 2003
SOUTHWEST BANK OF WEATHERFORD — 2003
What SOUTHWEST BANK OF WEATHERFORD reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 40,822,000 | 40,284,000 | 39,440,000 | 39,618,000 |
| Total loans | 21,981,000 | 21,525,000 | 21,599,000 | 22,014,000 |
| Allowance for loan losses | 676,000 | 667,000 | 673,000 | 569,000 |
| Securities available for sale | 13,554,000 | 12,526,000 | 12,427,000 | 12,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,520,000 | 33,918,000 | 33,437,000 | 34,670,000 |
| Interest-bearing deposits | 28,513,000 | 27,640,000 | 27,282,000 | 27,797,000 |
| Noninterest-bearing deposits | 6,007,000 | 6,278,000 | 6,155,000 | 6,873,000 |
| Equity capital | 5,449,000 | 5,595,000 | 5,637,000 | 4,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,231,000 | 1,776,000 | 2,338,000 |
| Interest expense | 150,000 | 281,000 | 393,000 | 494,000 |
| Net interest income | 485,000 | 950,000 | 1,383,000 | 1,844,000 |
| Noninterest income | 148,000 | 303,000 | 438,000 | 575,000 |
| Noninterest expense | 320,000 | 648,000 | 964,000 | 1,424,000 |
| Provision for loan losses | 60,000 | 75,000 | 105,000 | 225,000 |
| Pretax income | 253,000 | 530,000 | 757,000 | 775,000 |
| Income tax | 73,000 | 163,000 | 234,000 | 225,000 |
| Net income | 180,000 | 367,000 | 523,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,144,000 | 5,331,000 | 5,487,000 | 4,514,000 |
| Total capital | 5,481,000 | 5,658,000 | 5,813,000 | 4,844,000 |
| Risk-weighted assets | 26,778,000 | 25,857,000 | 25,711,000 | 26,167,000 |