Call reports 2002
SOUTHWEST BANK OF WEATHERFORD — 2002
What SOUTHWEST BANK OF WEATHERFORD reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,926,000 | 40,017,000 | 40,518,000 | 40,266,000 |
| Total loans | 19,719,000 | 19,998,000 | 21,177,000 | 22,312,000 |
| Allowance for loan losses | 484,000 | 512,000 | 558,000 | 616,000 |
| Securities available for sale | 14,137,000 | 16,287,000 | 15,290,000 | 13,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,058,000 | 33,873,000 | 34,020,000 | 33,701,000 |
| Interest-bearing deposits | 29,428,000 | 28,024,000 | 28,137,000 | 26,945,000 |
| Noninterest-bearing deposits | 5,630,000 | 5,849,000 | 5,883,000 | 6,756,000 |
| Equity capital | 4,748,000 | 5,070,000 | 5,307,000 | 5,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,326,000 | 1,981,000 | 2,617,000 |
| Interest expense | 215,000 | 407,000 | 589,000 | 762,000 |
| Net interest income | 451,000 | 919,000 | 1,392,000 | 1,855,000 |
| Noninterest income | 168,000 | 315,000 | 459,000 | 617,000 |
| Noninterest expense | 300,000 | 624,000 | 942,000 | 1,329,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 259,000 | 490,000 | 729,000 | 903,000 |
| Income tax | 74,000 | 145,000 | 217,000 | 242,000 |
| Net income | 185,000 | 345,000 | 512,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,688,000 | 4,848,000 | 5,015,000 | 5,164,000 |
| Total capital | 5,003,000 | 5,163,000 | 5,348,000 | 5,499,000 |
| Risk-weighted assets | 25,018,000 | 25,040,000 | 26,382,000 | 26,500,000 |