Call reports 2016
FIRST NATIONAL BANK - FOX VALLEY — 2016
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 442,358,000 | 458,548,000 | 475,315,000 | 464,233,000 |
| Total loans | 364,505,000 | 376,564,000 | 379,952,000 | 364,797,000 |
| Allowance for loan losses | 3,701,000 | 3,857,000 | 4,000,000 | 4,023,000 |
| Securities available for sale | 31,804,000 | 31,411,000 | 35,709,000 | 37,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,214,000 | 376,555,000 | 393,091,000 | 384,313,000 |
| Interest-bearing deposits | 293,086,000 | 314,448,000 | 317,913,000 | 294,290,000 |
| Noninterest-bearing deposits | 63,128,000 | 62,107,000 | 75,178,000 | 90,023,000 |
| Equity capital | 51,421,000 | 52,226,000 | 52,966,000 | 53,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,331,000 | 8,785,000 | 13,379,000 | 17,883,000 |
| Interest expense | 485,000 | 1,057,000 | 1,650,000 | 2,240,000 |
| Net interest income | 3,846,000 | 7,728,000 | 11,729,000 | 15,643,000 |
| Noninterest income | 346,000 | 861,000 | 1,517,000 | 2,400,000 |
| Noninterest expense | 2,855,000 | 5,682,000 | 8,727,000 | 11,891,000 |
| Provision for loan losses | 80,000 | 200,000 | 320,000 | 320,000 |
| Pretax income | 1,257,000 | 2,707,000 | 4,199,000 | 5,832,000 |
| Income tax | 429,000 | 918,000 | 1,465,000 | 2,078,000 |
| Net income | 828,000 | 1,789,000 | 2,734,000 | 3,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,031,000 | 51,786,000 | 52,526,000 | 53,254,000 |
| Total capital | 54,732,000 | 55,643,000 | 56,526,000 | 57,277,000 |
| Risk-weighted assets | 360,527,000 | 372,998,000 | 379,582,000 | 364,934,000 |