Call reports 2015
FIRST NATIONAL BANK - FOX VALLEY — 2015
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 439,861,000 | 423,514,000 | 428,112,000 | 459,599,000 |
| Total loans | 341,135,000 | 346,991,000 | 351,863,000 | 361,281,000 |
| Allowance for loan losses | 3,633,000 | 3,727,000 | 3,642,000 | 3,609,000 |
| Securities available for sale | 37,855,000 | 36,959,000 | 34,487,000 | 33,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,253,000 | 341,520,000 | 345,417,000 | 369,664,000 |
| Interest-bearing deposits | 298,964,000 | 283,533,000 | 280,861,000 | 284,015,000 |
| Noninterest-bearing deposits | 59,289,000 | 57,987,000 | 64,556,000 | 85,649,000 |
| Equity capital | 51,456,000 | 52,369,000 | 53,413,000 | 54,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,986,000 | 8,228,000 | 12,392,000 | 16,779,000 |
| Interest expense | 450,000 | 859,000 | 1,243,000 | 1,653,000 |
| Net interest income | 3,536,000 | 7,369,000 | 11,149,000 | 15,126,000 |
| Noninterest income | 563,000 | 1,171,000 | 1,640,000 | 2,068,000 |
| Noninterest expense | 2,695,000 | 5,391,000 | 8,133,000 | 10,913,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 1,329,000 | 2,999,000 | 4,436,000 | 6,061,000 |
| Income tax | 450,000 | 1,028,000 | 1,511,000 | 2,074,000 |
| Net income | 879,000 | 1,971,000 | 2,925,000 | 3,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,035,000 | 52,160,000 | 53,113,000 | 54,203,000 |
| Total capital | 54,668,000 | 55,887,000 | 56,755,000 | 57,812,000 |
| Risk-weighted assets | 334,648,000 | 337,285,000 | 344,683,000 | 358,962,000 |