Call reports 2014
FIRST NATIONAL BANK - FOX VALLEY — 2014
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 361,770,000 | 369,139,000 | 369,254,000 | 419,356,000 |
| Total loans | 296,037,000 | 304,280,000 | 316,995,000 | 332,409,000 |
| Allowance for loan losses | 3,891,000 | 3,695,000 | 3,792,000 | 3,549,000 |
| Securities available for sale | 30,064,000 | 29,741,000 | 29,025,000 | 29,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,164,000 | 305,221,000 | 301,814,000 | 348,054,000 |
| Interest-bearing deposits | 255,343,000 | 256,350,000 | 255,345,000 | 288,218,000 |
| Noninterest-bearing deposits | 48,821,000 | 48,871,000 | 46,469,000 | 59,836,000 |
| Equity capital | 38,303,000 | 38,992,000 | 39,851,000 | 40,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,643,000 | 7,349,000 | 11,164,000 | 15,120,000 |
| Interest expense | 475,000 | 935,000 | 1,359,000 | 1,800,000 |
| Net interest income | 3,168,000 | 6,414,000 | 9,805,000 | 13,320,000 |
| Noninterest income | 289,000 | 651,000 | 1,098,000 | 1,484,000 |
| Noninterest expense | 2,465,000 | 4,895,000 | 7,291,000 | 9,919,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 917,000 | 2,020,000 | 3,387,000 | 4,585,000 |
| Income tax | 282,000 | 638,000 | 1,101,000 | 1,495,000 |
| Net income | 635,000 | 1,382,000 | 2,286,000 | 3,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,938,000 | 38,565,000 | 39,406,000 | 40,083,000 |
| Total capital | 41,437,000 | 42,178,000 | 43,147,000 | 43,632,000 |
| Risk-weighted assets | 279,493,000 | 288,964,000 | 299,253,000 | 316,844,000 |