Call reports 2013
FIRST NATIONAL BANK - FOX VALLEY — 2013
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 339,645,000 | 343,157,000 | 356,758,000 | 360,163,000 |
| Total loans | 268,660,000 | 282,418,000 | 288,234,000 | 288,566,000 |
| Allowance for loan losses | 2,897,000 | 3,078,000 | 3,193,000 | 4,063,000 |
| Securities available for sale | 33,373,000 | 31,549,000 | 30,882,000 | 30,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,422,000 | 286,828,000 | 301,784,000 | 296,063,000 |
| Interest-bearing deposits | 238,094,000 | 241,429,000 | 247,191,000 | 242,434,000 |
| Noninterest-bearing deposits | 45,328,000 | 45,399,000 | 54,593,000 | 53,629,000 |
| Equity capital | 38,136,000 | 38,492,000 | 37,464,000 | 37,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,586,000 | 7,126,000 | 10,786,000 | 14,507,000 |
| Interest expense | 566,000 | 1,097,000 | 1,637,000 | 2,128,000 |
| Net interest income | 3,020,000 | 6,029,000 | 9,149,000 | 12,379,000 |
| Noninterest income | 491,000 | 1,182,000 | 1,655,000 | 2,052,000 |
| Noninterest expense | 2,066,000 | 4,194,000 | 6,309,000 | 8,668,000 |
| Provision for loan losses | 188,000 | 375,000 | 3,125,000 | 4,038,000 |
| Pretax income | 1,257,000 | 2,642,000 | 1,370,000 | 1,725,000 |
| Income tax | 376,000 | 851,000 | 298,000 | 360,000 |
| Net income | 881,000 | 1,791,000 | 1,072,000 | 1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,351,000 | 37,963,000 | 37,175,000 | 37,351,000 |
| Total capital | 40,248,000 | 41,041,000 | 40,368,000 | 40,760,000 |
| Risk-weighted assets | 254,241,000 | 263,304,000 | 268,791,000 | 272,082,000 |