Call reports 2012
FIRST NATIONAL BANK - FOX VALLEY — 2012
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 308,959,000 | 320,905,000 | 326,931,000 | 337,030,000 |
| Total loans | 232,240,000 | 247,303,000 | 246,654,000 | 263,537,000 |
| Allowance for loan losses | 2,726,000 | 2,845,000 | 2,658,000 | 2,805,000 |
| Securities available for sale | 45,071,000 | 41,045,000 | 38,778,000 | 35,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,028,000 | 268,426,000 | 270,075,000 | 280,579,000 |
| Interest-bearing deposits | 228,308,000 | 227,686,000 | 221,195,000 | 229,369,000 |
| Noninterest-bearing deposits | 36,720,000 | 40,740,000 | 48,880,000 | 51,210,000 |
| Equity capital | 35,180,000 | 35,994,000 | 36,698,000 | 37,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,474,000 | 6,995,000 | 10,455,000 | 13,948,000 |
| Interest expense | 691,000 | 1,343,000 | 2,001,000 | 2,631,000 |
| Net interest income | 2,783,000 | 5,652,000 | 8,454,000 | 11,317,000 |
| Noninterest income | 537,000 | 809,000 | 1,557,000 | 2,432,000 |
| Noninterest expense | 2,079,000 | 3,957,000 | 6,013,000 | 8,480,000 |
| Provision for loan losses | 225,000 | 375,000 | 675,000 | 825,000 |
| Pretax income | 1,016,000 | 2,129,000 | 3,323,000 | 4,444,000 |
| Income tax | 299,000 | 642,000 | 1,009,000 | 1,342,000 |
| Net income | 717,000 | 1,487,000 | 2,314,000 | 3,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,487,000 | 35,128,000 | 35,809,000 | 36,498,000 |
| Total capital | 37,213,000 | 37,973,000 | 38,467,000 | 39,303,000 |
| Risk-weighted assets | 231,155,000 | 244,232,000 | 247,465,000 | 266,035,000 |