Call reports 2010
FIRST NATIONAL BANK - FOX VALLEY — 2010
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 276,392,000 | 280,510,000 | 276,801,000 | 306,850,000 |
| Total loans | 214,854,000 | 214,867,000 | 217,962,000 | 223,489,000 |
| Allowance for loan losses | 2,942,000 | 3,093,000 | 2,866,000 | 2,506,000 |
| Securities available for sale | 36,732,000 | 36,458,000 | 38,473,000 | 37,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,818,000 | 239,574,000 | 235,763,000 | 270,728,000 |
| Interest-bearing deposits | 208,111,000 | 215,030,000 | 209,385,000 | 238,970,000 |
| Noninterest-bearing deposits | 24,707,000 | 24,544,000 | 26,378,000 | 31,758,000 |
| Equity capital | 25,734,000 | 26,080,000 | 26,727,000 | 26,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,332,000 | 6,749,000 | 10,172,000 | 13,690,000 |
| Interest expense | 950,000 | 1,911,000 | 2,850,000 | 3,877,000 |
| Net interest income | 2,382,000 | 4,838,000 | 7,322,000 | 9,813,000 |
| Noninterest income | 188,000 | 471,000 | 925,000 | 1,772,000 |
| Noninterest expense | 1,777,000 | 3,569,000 | 5,431,000 | 7,686,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 850,000 |
| Pretax income | 682,000 | 1,459,000 | 2,405,000 | 3,148,000 |
| Income tax | 218,000 | 472,000 | 790,000 | 1,033,000 |
| Net income | 464,000 | 987,000 | 1,615,000 | 2,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,188,000 | 25,581,000 | 26,101,000 | 26,519,000 |
| Total capital | 27,712,000 | 28,072,000 | 28,628,000 | 29,025,000 |
| Risk-weighted assets | 201,526,000 | 198,697,000 | 201,832,000 | 212,781,000 |