Call reports 2009
FIRST NATIONAL BANK - FOX VALLEY — 2009
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 229,495,000 | 246,029,000 | 245,253,000 | 255,047,000 |
| Total loans | 187,790,000 | 193,848,000 | 198,951,000 | 202,491,000 |
| Allowance for loan losses | 2,639,000 | 2,570,000 | 2,799,000 | 2,795,000 |
| Securities available for sale | 28,625,000 | 29,974,000 | 33,482,000 | 33,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,117,000 | 197,365,000 | 197,419,000 | 207,228,000 |
| Interest-bearing deposits | 159,094,000 | 172,850,000 | 173,324,000 | 179,809,000 |
| Noninterest-bearing deposits | 22,023,000 | 24,515,000 | 24,095,000 | 27,419,000 |
| Equity capital | 24,918,000 | 24,928,000 | 25,302,000 | 25,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,744,000 | 5,743,000 | 8,884,000 | 12,114,000 |
| Interest expense | 1,113,000 | 2,276,000 | 3,377,000 | 4,380,000 |
| Net interest income | 1,631,000 | 3,467,000 | 5,507,000 | 7,734,000 |
| Noninterest income | 197,000 | 445,000 | 625,000 | 985,000 |
| Noninterest expense | 1,610,000 | 3,286,000 | 5,127,000 | 7,174,000 |
| Provision for loan losses | 60,000 | 140,000 | 385,000 | 580,000 |
| Pretax income | 158,000 | 486,000 | 620,000 | 1,066,000 |
| Income tax | 18,000 | 113,000 | 127,000 | 261,000 |
| Net income | 140,000 | 373,000 | 493,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,566,000 | 24,662,000 | 24,648,000 | 24,853,000 |
| Total capital | 26,746,000 | 26,942,000 | 27,029,000 | 27,278,000 |
| Risk-weighted assets | 173,964,000 | 182,110,000 | 190,026,000 | 193,601,000 |