Call reports 2008
FIRST NATIONAL BANK - FOX VALLEY — 2008
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 198,059,000 | 195,926,000 | 198,264,000 | 213,173,000 |
| Total loans | 168,250,000 | 162,632,000 | 167,153,000 | 177,845,000 |
| Allowance for loan losses | 2,639,000 | 2,712,000 | 2,918,000 | 2,547,000 |
| Securities available for sale | 20,899,000 | 21,083,000 | 22,943,000 | 22,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,188,000 | 151,342,000 | 151,027,000 | 162,244,000 |
| Interest-bearing deposits | 131,112,000 | 132,697,000 | 129,571,000 | 138,236,000 |
| Noninterest-bearing deposits | 27,076,000 | 18,645,000 | 21,456,000 | 24,008,000 |
| Equity capital | 19,786,000 | 19,552,000 | 19,708,000 | 19,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,128,000 | 5,723,000 | 8,557,000 | 11,346,000 |
| Interest expense | 1,540,000 | 2,852,000 | 4,161,000 | 5,363,000 |
| Net interest income | 1,588,000 | 2,871,000 | 4,396,000 | 5,983,000 |
| Noninterest income | 144,000 | 406,000 | 577,000 | 723,000 |
| Noninterest expense | 1,441,000 | 2,945,000 | 4,468,000 | 6,054,000 |
| Provision for loan losses | 78,000 | 156,000 | 156,000 | 156,000 |
| Pretax income | 227,000 | 190,000 | 364,000 | 511,000 |
| Income tax | 54,000 | -46,000 | -34,000 | -11,000 |
| Net income | 173,000 | 236,000 | 398,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,500,000 | 19,563,000 | 19,643,000 | 19,724,000 |
| Total capital | 21,529,000 | 21,506,000 | 21,653,000 | 21,862,000 |
| Risk-weighted assets | 161,687,000 | 154,655,000 | 159,905,000 | 170,636,000 |