Call reports 2007
FIRST NATIONAL BANK - FOX VALLEY — 2007
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 207,540,000 | 201,861,000 | 196,273,000 | 199,321,000 |
| Total loans | 175,161,000 | 163,389,000 | 164,576,000 | 164,298,000 |
| Allowance for loan losses | 4,117,000 | 3,968,000 | 3,952,000 | 2,648,000 |
| Securities available for sale | 21,002,000 | 21,626,000 | 24,505,000 | 23,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,300,000 | 167,536,000 | 156,840,000 | 161,913,000 |
| Interest-bearing deposits | 149,896,000 | 145,275,000 | 135,591,000 | 135,185,000 |
| Noninterest-bearing deposits | 23,404,000 | 22,261,000 | 21,249,000 | 26,728,000 |
| Equity capital | 19,383,000 | 19,263,000 | 19,475,000 | 19,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,430,000 | 6,908,000 | 10,289,000 | 13,308,000 |
| Interest expense | 1,902,000 | 3,720,000 | 5,507,000 | 7,198,000 |
| Net interest income | 1,528,000 | 3,188,000 | 4,782,000 | 6,110,000 |
| Noninterest income | 163,000 | 322,000 | 427,000 | 689,000 |
| Noninterest expense | 1,376,000 | 2,946,000 | 4,501,000 | 5,996,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 165,000 | 264,000 | 258,000 | 204,000 |
| Income tax | 34,000 | 34,000 | 1,000 | -51,000 |
| Net income | 131,000 | 230,000 | 257,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,400,000 | 19,500,000 | 19,458,000 | 19,456,000 |
| Total capital | 21,528,000 | 21,506,000 | 21,512,000 | 21,486,000 |
| Risk-weighted assets | 168,271,000 | 158,520,000 | 162,436,000 | 161,794,000 |