Call reports 2006
FIRST NATIONAL BANK - FOX VALLEY — 2006
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 230,823,000 | 227,030,000 | 228,640,000 | 222,651,000 |
| Total loans | 194,027,000 | 198,791,000 | 200,558,000 | 186,287,000 |
| Allowance for loan losses | 2,685,000 | 2,835,000 | 4,298,000 | 3,986,000 |
| Securities available for sale | 21,751,000 | 21,288,000 | 21,252,000 | 20,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,299,000 | 185,289,000 | 188,796,000 | 187,910,000 |
| Interest-bearing deposits | 170,575,000 | 164,487,000 | 167,345,000 | 165,013,000 |
| Noninterest-bearing deposits | 22,724,000 | 20,802,000 | 21,451,000 | 22,897,000 |
| Equity capital | 19,453,000 | 19,420,000 | 19,039,000 | 19,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,633,000 | 7,442,000 | 11,231,000 | 15,141,000 |
| Interest expense | 1,715,000 | 3,550,000 | 5,664,000 | 7,765,000 |
| Net interest income | 1,918,000 | 3,892,000 | 5,567,000 | 7,376,000 |
| Noninterest income | 296,000 | 526,000 | 767,000 | 888,000 |
| Noninterest expense | 1,372,000 | 2,815,000 | 4,164,000 | 5,497,000 |
| Provision for loan losses | 150,000 | 300,000 | 1,759,000 | 1,910,000 |
| Pretax income | 692,000 | 1,303,000 | 411,000 | 859,000 |
| Income tax | 232,000 | 433,000 | 93,000 | 234,000 |
| Net income | 460,000 | 870,000 | 318,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,562,000 | 19,645,000 | 19,095,000 | 19,268,000 |
| Total capital | 21,913,000 | 22,077,000 | 21,546,000 | 21,565,000 |
| Risk-weighted assets | 187,740,000 | 194,154,000 | 194,195,000 | 182,105,000 |