Call reports 2005
FIRST NATIONAL BANK - FOX VALLEY — 2005
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 226,560,000 | 222,382,000 | 219,902,000 | 238,549,000 |
| Total loans | 170,986,000 | 187,921,000 | 189,012,000 | 198,113,000 |
| Allowance for loan losses | 2,756,000 | 2,839,000 | 2,945,000 | 2,593,000 |
| Securities available for sale | 24,630,000 | 22,193,000 | 22,133,000 | 20,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,358,000 | 190,393,000 | 185,971,000 | 204,895,000 |
| Interest-bearing deposits | 173,809,000 | 169,361,000 | 164,172,000 | 177,889,000 |
| Noninterest-bearing deposits | 20,549,000 | 21,032,000 | 21,799,000 | 27,006,000 |
| Equity capital | 18,203,000 | 18,598,000 | 19,078,000 | 19,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,849,000 | 6,102,000 | 9,546,000 | 13,086,000 |
| Interest expense | 1,079,000 | 2,354,000 | 3,768,000 | 5,234,000 |
| Net interest income | 1,770,000 | 3,748,000 | 5,778,000 | 7,852,000 |
| Noninterest income | 247,000 | 612,000 | 935,000 | 1,118,000 |
| Noninterest expense | 1,265,000 | 2,630,000 | 4,063,000 | 5,459,000 |
| Provision for loan losses | 120,000 | 240,000 | 370,000 | 520,000 |
| Pretax income | 632,000 | 1,490,000 | 2,280,000 | 2,991,000 |
| Income tax | 206,000 | 505,000 | 772,000 | 1,010,000 |
| Net income | 426,000 | 985,000 | 1,508,000 | 1,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,178,000 | 18,511,000 | 19,032,000 | 19,103,000 |
| Total capital | 20,345,000 | 20,736,000 | 21,323,000 | 21,507,000 |
| Risk-weighted assets | 172,745,000 | 177,361,000 | 182,639,000 | 192,161,000 |