Call reports 2004
FIRST NATIONAL BANK - FOX VALLEY — 2004
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 180,640,000 | 179,241,000 | 183,654,000 | 194,526,000 |
| Total loans | 151,208,000 | 151,736,000 | 157,570,000 | 166,387,000 |
| Allowance for loan losses | 2,528,000 | 2,610,000 | 2,741,000 | 2,622,000 |
| Securities available for sale | 19,519,000 | 20,677,000 | 19,910,000 | 19,908,000 |
| Securities held to maturity | 200,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,515,000 | 145,987,000 | 145,157,000 | 163,410,000 |
| Interest-bearing deposits | 129,999,000 | 126,683,000 | 126,016,000 | 142,874,000 |
| Noninterest-bearing deposits | 18,516,000 | 19,304,000 | 19,141,000 | 20,536,000 |
| Equity capital | 17,231,000 | 17,073,000 | 17,813,000 | 17,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,333,000 | 4,806,000 | 7,310,000 | 10,045,000 |
| Interest expense | 624,000 | 1,250,000 | 1,924,000 | 2,731,000 |
| Net interest income | 1,709,000 | 3,556,000 | 5,386,000 | 7,314,000 |
| Noninterest income | 248,000 | 513,000 | 719,000 | 955,000 |
| Noninterest expense | 1,139,000 | 2,305,000 | 3,523,000 | 4,852,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 698,000 | 1,524,000 | 2,216,000 | 2,931,000 |
| Income tax | 231,000 | 552,000 | 775,000 | 984,000 |
| Net income | 467,000 | 972,000 | 1,441,000 | 1,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,801,000 | 17,081,000 | 17,547,000 | 17,753,000 |
| Total capital | 18,633,000 | 18,929,000 | 19,457,000 | 19,799,000 |
| Risk-weighted assets | 145,700,000 | 147,087,000 | 152,005,000 | 163,119,000 |