Call reports 2003
FIRST NATIONAL BANK - FOX VALLEY — 2003
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 144,229,000 | 152,042,000 | 159,067,000 | 173,102,000 |
| Total loans | 120,463,000 | 128,424,000 | 135,347,000 | 145,910,000 |
| Allowance for loan losses | 1,828,000 | 1,934,000 | 2,057,000 | 2,401,000 |
| Securities available for sale | 16,474,000 | 16,755,000 | 16,693,000 | 18,332,000 |
| Securities held to maturity | 400,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,456,000 | 124,932,000 | 135,301,000 | 144,014,000 |
| Interest-bearing deposits | 104,706,000 | 106,931,000 | 113,449,000 | 122,847,000 |
| Noninterest-bearing deposits | 17,750,000 | 18,001,000 | 21,852,000 | 21,167,000 |
| Equity capital | 11,191,000 | 12,081,000 | 12,658,000 | 13,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,018,000 | 4,200,000 | 6,435,000 | 8,762,000 |
| Interest expense | 646,000 | 1,245,000 | 1,895,000 | 2,437,000 |
| Net interest income | 1,372,000 | 2,955,000 | 4,540,000 | 6,325,000 |
| Noninterest income | 337,000 | 711,000 | 1,147,000 | 1,382,000 |
| Noninterest expense | 936,000 | 2,090,000 | 3,230,000 | 4,348,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 485,000 |
| Pretax income | 670,000 | 1,367,000 | 2,143,000 | 2,875,000 |
| Income tax | 229,000 | 457,000 | 732,000 | 970,000 |
| Net income | 441,000 | 910,000 | 1,411,000 | 1,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,730,000 | 11,539,000 | 12,290,000 | 12,834,000 |
| Total capital | 12,205,000 | 13,097,000 | 13,945,000 | 14,621,000 |
| Risk-weighted assets | 117,625,000 | 124,530,000 | 131,947,000 | 142,248,000 |