Call reports 2002
FIRST NATIONAL BANK - FOX VALLEY — 2002
What FIRST NATIONAL BANK - FOX VALLEY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 118,623,000 | 122,521,000 | 129,808,000 | 142,595,000 |
| Total loans | 96,639,000 | 101,119,000 | 106,406,000 | 117,595,000 |
| Allowance for loan losses | 1,110,000 | 1,299,000 | 1,455,000 | 1,662,000 |
| Securities available for sale | 15,691,000 | 16,227,000 | 16,878,000 | 16,565,000 |
| Securities held to maturity | 400,000 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,617,000 | 105,811,000 | 108,054,000 | 119,773,000 |
| Interest-bearing deposits | 84,824,000 | 88,895,000 | 92,154,000 | 99,263,000 |
| Noninterest-bearing deposits | 14,793,000 | 16,916,000 | 15,900,000 | 20,510,000 |
| Equity capital | 8,956,000 | 9,379,000 | 9,929,000 | 10,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,916,000 | 3,937,000 | 5,986,000 | 8,028,000 |
| Interest expense | 700,000 | 1,355,000 | 2,018,000 | 2,688,000 |
| Net interest income | 1,216,000 | 2,582,000 | 3,968,000 | 5,340,000 |
| Noninterest income | 222,000 | 390,000 | 598,000 | 1,319,000 |
| Noninterest expense | 908,000 | 1,821,000 | 2,731,000 | 3,665,000 |
| Provision for loan losses | 140,000 | 285,000 | 390,000 | 771,000 |
| Pretax income | 390,000 | 866,000 | 1,445,000 | 2,225,000 |
| Income tax | 116,000 | 264,000 | 444,000 | 711,000 |
| Net income | 274,000 | 602,000 | 1,001,000 | 1,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,809,000 | 9,037,000 | 9,436,000 | 10,289,000 |
| Total capital | 9,919,000 | 10,215,000 | 10,672,000 | 11,674,000 |
| Risk-weighted assets | 95,478,000 | 94,447,000 | 98,616,000 | 110,473,000 |