Call reports 2012
ARCHER BANK — 2012
What ARCHER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 582,420,000 | 574,328,000 | 538,540,000 | 486,346,000 |
| Total loans | 299,819,000 | 276,128,000 | 264,858,000 | 251,741,000 |
| Allowance for loan losses | 13,443,000 | 12,120,000 | 12,500,000 | 12,629,000 |
| Securities available for sale | 46,709,000 | 79,507,000 | 69,433,000 | 44,523,000 |
| Securities held to maturity | 35,380,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,787,000 | 524,119,000 | 490,972,000 | 464,193,000 |
| Interest-bearing deposits | 442,811,000 | 432,398,000 | 399,744,000 | 374,973,000 |
| Noninterest-bearing deposits | 87,977,000 | 91,721,000 | 91,228,000 | 89,219,000 |
| Equity capital | 48,350,000 | 47,876,000 | 45,171,000 | 18,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,023,000 | 10,032,000 | 14,475,000 | 18,633,000 |
| Interest expense | 628,000 | 1,161,000 | 1,609,000 | 1,917,000 |
| Net interest income | 4,395,000 | 8,871,000 | 12,866,000 | 16,716,000 |
| Noninterest income | 999,000 | 1,571,000 | 1,399,000 | 1,614,000 |
| Noninterest expense | 5,853,000 | 11,541,000 | 18,053,000 | 23,913,000 |
| Provision for loan losses | 2,403,000 | 4,266,000 | 6,462,000 | 9,012,000 |
| Pretax income | -2,858,000 | -4,682,000 | -9,588,000 | -11,235,000 |
| Income tax | -1,002,000 | -1,660,000 | -3,384,000 | 20,899,000 |
| Net income | -1,856,000 | -3,022,000 | -6,204,000 | -32,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,561,000 | 22,277,000 | 17,795,000 | 15,074,000 |
| Total capital | 28,042,000 | 26,500,000 | 21,768,000 | 18,837,000 |
| Risk-weighted assets | 345,307,000 | 327,984,000 | 304,505,000 | 286,994,000 |