Call reports 2011
ARCHER BANK — 2011
What ARCHER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 564,719,000 | 552,443,000 | 585,066,000 | 577,769,000 |
| Total loans | 376,062,000 | 357,188,000 | 346,152,000 | 325,702,000 |
| Allowance for loan losses | 19,748,000 | 20,463,000 | 19,584,000 | 18,803,000 |
| Securities available for sale | 31,646,000 | 36,226,000 | 26,002,000 | 33,041,000 |
| Securities held to maturity | 51,100,000 | 49,238,000 | 28,227,000 | 36,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,031,000 | 495,069,000 | 529,764,000 | 525,358,000 |
| Interest-bearing deposits | 423,081,000 | 408,199,000 | 439,817,000 | 441,050,000 |
| Noninterest-bearing deposits | 90,950,000 | 86,871,000 | 89,947,000 | 84,308,000 |
| Equity capital | 48,923,000 | 53,249,000 | 51,704,000 | 49,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,009,000 | 12,041,000 | 17,682,000 | 23,129,000 |
| Interest expense | 698,000 | 1,354,000 | 2,007,000 | 2,701,000 |
| Net interest income | 5,311,000 | 10,687,000 | 15,675,000 | 20,428,000 |
| Noninterest income | -1,111,000 | -841,000 | -2,000 | -414,000 |
| Noninterest expense | 5,551,000 | 11,094,000 | 18,343,000 | 24,316,000 |
| Provision for loan losses | 12,747,000 | 14,928,000 | 16,331,000 | 18,188,000 |
| Pretax income | -14,093,000 | -16,161,000 | -18,830,000 | -22,221,000 |
| Income tax | -4,868,000 | -5,614,000 | -6,147,000 | -7,845,000 |
| Net income | -9,225,000 | -10,547,000 | -12,683,000 | -14,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,410,000 | 31,857,000 | 29,372,000 | 26,133,000 |
| Total capital | 33,515,000 | 36,765,000 | 34,116,000 | 30,731,000 |
| Risk-weighted assets | 390,952,000 | 377,116,000 | 361,196,000 | 349,573,000 |