Call reports 2008
ARCHER BANK — 2008
What ARCHER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 553,590,000 | 570,832,000 | 542,506,000 | 526,380,000 |
| Total loans | 310,491,000 | 306,262,000 | 323,686,000 | 309,460,000 |
| Allowance for loan losses | 3,151,000 | 3,353,000 | 3,603,000 | 3,539,000 |
| Securities available for sale | 33,600,000 | 31,881,000 | 15,333,000 | 16,405,000 |
| Securities held to maturity | 149,932,000 | 149,508,000 | 146,211,000 | 126,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,397,000 | 498,395,000 | 478,090,000 | 462,199,000 |
| Interest-bearing deposits | 424,618,000 | 437,719,000 | 414,064,000 | 403,238,000 |
| Noninterest-bearing deposits | 56,779,000 | 60,676,000 | 64,025,000 | 58,961,000 |
| Equity capital | 53,808,000 | 53,855,000 | 46,767,000 | 47,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,556,000 | 16,751,000 | 24,546,000 | 32,241,000 |
| Interest expense | 3,468,000 | 6,612,000 | 9,492,000 | 12,033,000 |
| Net interest income | 5,088,000 | 10,139,000 | 15,054,000 | 20,208,000 |
| Noninterest income | 609,000 | 1,099,000 | 1,732,000 | 2,537,000 |
| Noninterest expense | 4,248,000 | 8,484,000 | 11,727,000 | 16,405,000 |
| Provision for loan losses | 91,000 | 241,000 | 491,000 | 1,209,000 |
| Pretax income | 1,483,000 | 2,644,000 | 4,701,000 | 5,301,000 |
| Income tax | 230,000 | 342,000 | 817,000 | 801,000 |
| Net income | 1,253,000 | 2,302,000 | 3,884,000 | 4,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,910,000 | 51,098,000 | 42,822,000 | 43,276,000 |
| Total capital | 53,061,000 | 54,451,000 | 46,425,000 | 46,815,000 |
| Risk-weighted assets | 375,706,000 | 399,577,000 | 385,449,000 | 379,518,000 |