Call reports 2007
ARCHER BANK — 2007
What ARCHER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 589,765,000 | 591,377,000 | 562,381,000 | 549,846,000 |
| Total loans | 332,999,000 | 316,709,000 | 303,651,000 | 306,576,000 |
| Allowance for loan losses | 3,594,000 | 2,953,000 | 3,022,000 | 3,061,000 |
| Securities available for sale | 551,000 | 541,000 | 547,000 | 554,000 |
| Securities held to maturity | 173,371,000 | 171,139,000 | 170,727,000 | 151,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,398,000 | 537,303,000 | 491,786,000 | 478,897,000 |
| Interest-bearing deposits | 477,081,000 | 472,956,000 | 432,219,000 | 419,960,000 |
| Noninterest-bearing deposits | 60,316,000 | 64,346,000 | 59,567,000 | 58,937,000 |
| Equity capital | 48,846,000 | 50,244,000 | 51,620,000 | 52,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,776,000 | 19,898,000 | 29,577,000 | 38,794,000 |
| Interest expense | 4,804,000 | 9,705,000 | 14,163,000 | 18,093,000 |
| Net interest income | 4,972,000 | 10,193,000 | 15,414,000 | 20,701,000 |
| Noninterest income | 763,000 | 1,431,000 | 2,296,000 | 2,800,000 |
| Noninterest expense | 3,694,000 | 7,619,000 | 11,697,000 | 15,604,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 177,000 |
| Pretax income | 2,043,000 | 4,017,000 | 5,955,000 | 7,757,000 |
| Income tax | 603,000 | 1,174,000 | 1,739,000 | 2,256,000 |
| Net income | 1,440,000 | 2,843,000 | 4,216,000 | 5,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,001,000 | 45,549,000 | 47,075,000 | 48,513,000 |
| Total capital | 47,595,000 | 48,502,000 | 50,097,000 | 51,574,000 |
| Risk-weighted assets | 403,147,000 | 366,053,000 | 367,918,000 | 344,167,000 |