Call reports 2006
ARCHER BANK — 2006
What ARCHER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 551,102,000 | 555,752,000 | 558,485,000 | 575,183,000 |
| Total loans | 314,836,000 | 313,810,000 | 337,082,000 | 350,062,000 |
| Allowance for loan losses | 3,737,000 | 3,737,000 | 3,737,000 | 3,594,000 |
| Securities available for sale | 543,000 | 535,000 | 548,000 | 550,000 |
| Securities held to maturity | 174,447,000 | 174,284,000 | 173,823,000 | 173,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,941,000 | 504,562,000 | 507,406,000 | 524,222,000 |
| Interest-bearing deposits | 436,517,000 | 435,457,000 | 446,769,000 | 461,778,000 |
| Noninterest-bearing deposits | 66,424,000 | 69,104,000 | 60,637,000 | 62,445,000 |
| Equity capital | 43,745,000 | 45,581,000 | 47,475,000 | 47,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,849,000 | 18,165,000 | 27,797,000 | 37,302,000 |
| Interest expense | 3,452,000 | 7,244,000 | 11,403,000 | 15,983,000 |
| Net interest income | 5,397,000 | 10,921,000 | 16,394,000 | 21,319,000 |
| Noninterest income | 629,000 | 1,324,000 | 2,040,000 | 2,845,000 |
| Noninterest expense | 3,273,000 | 6,854,000 | 10,292,000 | 13,774,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 0 |
| Pretax income | 2,704,000 | 5,350,000 | 8,103,000 | 10,401,000 |
| Income tax | 837,000 | 1,642,000 | 2,508,000 | 3,201,000 |
| Net income | 1,867,000 | 3,708,000 | 5,595,000 | 7,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,294,000 | 40,286,000 | 42,330,000 | 42,412,000 |
| Total capital | 42,031,000 | 44,023,000 | 46,067,000 | 46,006,000 |
| Risk-weighted assets | 378,105,000 | 357,563,000 | 396,092,000 | 413,362,000 |