Call reports 2005
ARCHER BANK — 2005
What ARCHER BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 481,582,000 | 503,712,000 | 515,900,000 | 538,330,000 |
| Total loans | 284,449,000 | 288,365,000 | 297,738,000 | 296,498,000 |
| Allowance for loan losses | 3,637,000 | 3,883,000 | 4,002,000 | 3,687,000 |
| Securities available for sale | 1,265,000 | 1,270,000 | 1,256,000 | 551,000 |
| Securities held to maturity | 133,363,000 | 158,362,000 | 175,128,000 | 174,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,840,000 | 455,797,000 | 469,578,000 | 493,206,000 |
| Interest-bearing deposits | 378,302,000 | 394,322,000 | 406,185,000 | 425,212,000 |
| Noninterest-bearing deposits | 58,538,000 | 61,475,000 | 63,393,000 | 67,994,000 |
| Equity capital | 41,737,000 | 43,747,000 | 40,788,000 | 41,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,187,000 | 15,205,000 | 23,704,000 | 32,078,000 |
| Interest expense | 1,848,000 | 4,038,000 | 6,694,000 | 9,800,000 |
| Net interest income | 5,339,000 | 11,167,000 | 17,010,000 | 22,278,000 |
| Noninterest income | 598,000 | 1,301,000 | 1,927,000 | 2,542,000 |
| Noninterest expense | 3,264,000 | 6,694,000 | 9,984,000 | 13,326,000 |
| Provision for loan losses | 0 | 136,000 | 261,000 | 236,000 |
| Pretax income | 2,678,000 | 5,648,000 | 8,704,000 | 11,271,000 |
| Income tax | 833,000 | 1,794,000 | 2,776,000 | 3,571,000 |
| Net income | 1,845,000 | 3,854,000 | 5,928,000 | 7,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,668,000 | 37,835,000 | 35,027,000 | 36,282,000 |
| Total capital | 39,305,000 | 41,718,000 | 39,029,000 | 39,969,000 |
| Risk-weighted assets | 332,349,000 | 342,440,000 | 347,314,000 | 353,369,000 |