Call reports 2003
ARCHER BANK — 2003
What ARCHER BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 384,526,000 | 392,797,000 | 400,878,000 | 410,112,000 |
| Total loans | 211,164,000 | 220,011,000 | 224,399,000 | 239,726,000 |
| Allowance for loan losses | 2,952,000 | 3,170,000 | 3,427,000 | 3,197,000 |
| Securities available for sale | 21,796,000 | 10,752,000 | 5,714,000 | 5,723,000 |
| Securities held to maturity | 126,246,000 | 121,758,000 | 137,726,000 | 137,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,821,000 | 357,586,000 | 365,326,000 | 373,485,000 |
| Interest-bearing deposits | 308,967,000 | 317,536,000 | 321,173,000 | 326,539,000 |
| Noninterest-bearing deposits | 40,854,000 | 40,050,000 | 44,153,000 | 46,946,000 |
| Equity capital | 30,588,000 | 32,474,000 | 32,159,000 | 33,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,239,000 | 12,677,000 | 19,227,000 | 25,648,000 |
| Interest expense | 1,676,000 | 3,266,000 | 4,743,000 | 6,123,000 |
| Net interest income | 4,563,000 | 9,411,000 | 14,484,000 | 19,525,000 |
| Noninterest income | 692,000 | 1,501,000 | 2,331,000 | 2,984,000 |
| Noninterest expense | 2,583,000 | 5,206,000 | 8,015,000 | 10,773,000 |
| Provision for loan losses | 255,000 | 510,000 | 765,000 | 1,020,000 |
| Pretax income | 2,435,000 | 5,232,000 | 8,090,000 | 10,776,000 |
| Income tax | 675,000 | 1,549,000 | 2,459,000 | 3,359,000 |
| Net income | 1,760,000 | 3,683,000 | 5,631,000 | 7,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,232,000 | 25,305,000 | 25,171,000 | 27,107,000 |
| Total capital | 26,154,000 | 28,475,000 | 28,445,000 | 30,304,000 |
| Risk-weighted assets | 233,694,000 | 257,626,000 | 261,778,000 | 275,264,000 |