Call reports 2002
ARCHER BANK — 2002
What ARCHER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 313,429,000 | 328,413,000 | 355,103,000 | 360,672,000 |
| Total loans | 166,775,000 | 182,491,000 | 197,391,000 | 206,217,000 |
| Allowance for loan losses | 2,085,000 | 2,311,000 | 2,334,000 | 2,709,000 |
| Securities available for sale | 16,351,000 | 22,736,000 | 41,991,000 | 37,101,000 |
| Securities held to maturity | 95,032,000 | 90,553,000 | 88,958,000 | 93,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,130,000 | 300,178,000 | 324,744,000 | 329,646,000 |
| Interest-bearing deposits | 250,961,000 | 267,280,000 | 285,369,000 | 291,458,000 |
| Noninterest-bearing deposits | 33,169,000 | 32,898,000 | 39,375,000 | 38,188,000 |
| Equity capital | 27,393,000 | 26,376,000 | 27,963,000 | 29,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,079,000 | 10,617,000 | 16,618,000 | 22,617,000 |
| Interest expense | 1,812,000 | 3,596,000 | 5,392,000 | 7,124,000 |
| Net interest income | 3,267,000 | 7,021,000 | 11,226,000 | 15,493,000 |
| Noninterest income | 501,000 | 986,000 | 1,494,000 | 2,133,000 |
| Noninterest expense | 1,920,000 | 4,221,000 | 6,702,000 | 9,245,000 |
| Provision for loan losses | 225,000 | 450,000 | 800,000 | 1,175,000 |
| Pretax income | 1,623,000 | 3,336,000 | 5,218,000 | 7,206,000 |
| Income tax | 389,000 | 812,000 | 1,288,000 | 1,803,000 |
| Net income | 1,234,000 | 2,524,000 | 3,930,000 | 5,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,717,000 | 18,589,000 | 20,146,000 | 21,323,000 |
| Total capital | 21,802,000 | 20,900,000 | 22,480,000 | 24,032,000 |
| Risk-weighted assets | 191,817,000 | 205,174,000 | 219,165,000 | 225,993,000 |