Call reports 2010

VALLIANCE BANK — 2010

Name: VALLIANCE BANK — FFIEC call report 2010
Creator: VALLIANCE BANK

What VALLIANCE BANK reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f34146d3-9fb3-445c-a70a-7e9f8ab1b80c/2010

Balance sheet

What the bank holds and owes at quarter end

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Total assets	130,505,000	120,497,000	127,455,000	115,239,000
Total loans	100,936,000	97,286,000	89,470,000	81,947,000
Allowance for loan losses	1,419,000	1,941,000	1,304,000	1,475,000
Securities available for sale	5,160,000	4,737,000	4,343,000	3,940,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	112,340,000	101,644,000	96,837,000	82,817,000
Interest-bearing deposits	110,011,000	99,097,000	94,583,000	80,695,000
Noninterest-bearing deposits	2,330,000	2,547,000	2,254,000	2,122,000
Equity capital	11,904,000	12,564,000	11,356,000	11,659,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Interest income	1,555,000	3,108,000	4,409,000	5,827,000
Interest expense	866,000	1,670,000	2,358,000	2,927,000
Net interest income	689,000	1,438,000	2,051,000	2,900,000
Noninterest income	18,000	-97,000	-138,000	-123,000
Noninterest expense	981,000	1,923,000	2,966,000	4,115,000
Provision for loan losses	180,000	720,000	1,434,000	1,854,000
Pretax income	-454,000	-1,302,000	-2,487,000	-3,192,000
Income tax	0	0	0	0
Net income	-454,000	-1,302,000	-2,487,000	-3,192,000

Basel measures — not reported for every quarter

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Tier 1 capital	11,820,000	12,467,000	11,282,000	11,577,000
Total capital	12,874,000	13,470,000	12,270,000	12,513,000
Risk-weighted assets	83,935,000	79,285,000	78,763,000	74,377,000