Call report 2008Q1
VALLIANCE BANK — 2008Q1
The 22 measures VALLIANCE BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,949,000 | USD | evidence → |
| Total loans | 33,713,000 | USD | evidence → |
| Allowance for loan losses | 345,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 27,165,000 | USD | evidence → |
| Interest-bearing deposits | 24,669,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,497,000 | USD | evidence → |
| Equity capital | 8,578,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 680,000 | USD | evidence → |
| Interest expense | 256,000 | USD | evidence → |
| Net interest income | 424,000 | USD | evidence → |
| Noninterest income | 3,000 | USD | evidence → |
| Noninterest expense | 540,000 | USD | evidence → |
| Provision for loan losses | 58,000 | USD | evidence → |
| Pretax income | -171,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -171,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,578,000 | USD | evidence → |
| Total capital | 8,923,000 | USD | evidence → |
| Risk-weighted assets | 34,905,000 | USD | evidence → |