Call reports 2007
FIRST AMERICAN BANK — 2007
What FIRST AMERICAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,007,660,000 | 3,177,939,000 | 3,308,358,000 | 3,431,010,000 |
| Total loans | 2,171,482,000 | 2,290,354,000 | 2,406,974,000 | 2,507,387,000 |
| Allowance for loan losses | 25,327,000 | 26,071,000 | 26,471,000 | 27,503,000 |
| Securities available for sale | 103,925,000 | 101,030,000 | 118,222,000 | 62,865,000 |
| Securities held to maturity | 389,551,000 | 406,136,000 | 418,493,000 | 458,937,000 |
| Trading assets | 11,000 | 3,009,000 | 0 | 0 |
| Total deposits | 2,076,716,000 | 2,190,024,000 | 2,200,209,000 | 2,316,730,000 |
| Interest-bearing deposits | 1,818,057,000 | 1,923,948,000 | 1,909,901,000 | 2,051,585,000 |
| Noninterest-bearing deposits | 258,659,000 | 266,076,000 | 290,308,000 | 265,144,000 |
| Equity capital | 243,210,000 | 241,197,000 | 253,435,000 | 260,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 49,518,000 | 101,545,000 | 158,717,000 | 213,235,000 |
| Interest expense | 26,197,000 | 53,792,000 | 83,843,000 | 112,332,000 |
| Net interest income | 23,321,000 | 47,753,000 | 74,874,000 | 100,903,000 |
| Noninterest income | 14,081,000 | 30,016,000 | 46,746,000 | 63,546,000 |
| Noninterest expense | 24,785,000 | 50,280,000 | 77,463,000 | 102,851,000 |
| Provision for loan losses | 345,000 | 815,000 | 815,000 | 2,340,000 |
| Pretax income | 12,272,000 | 26,674,000 | 43,342,000 | 58,832,000 |
| Income tax | 3,932,000 | 8,605,000 | 13,874,000 | 18,850,000 |
| Net income | 8,510,000 | 19,218,000 | 30,619,000 | 41,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 231,473,000 | 233,188,000 | 244,692,000 | 250,356,000 |
| Total capital | 257,642,000 | 260,117,000 | 271,991,000 | 278,674,000 |
| Risk-weighted assets | 2,340,193,000 | 2,469,003,000 | 2,640,258,000 | 2,753,850,000 |