Call reports 2006
FIRST AMERICAN BANK — 2006
What FIRST AMERICAN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,850,989,000 | 2,894,932,000 | 2,963,099,000 | 2,999,076,000 |
| Total loans | 2,037,737,000 | 2,065,553,000 | 2,079,651,000 | 2,122,033,000 |
| Allowance for loan losses | 24,863,000 | 24,901,000 | 24,824,000 | 25,130,000 |
| Securities available for sale | 108,450,000 | 106,212,000 | 105,570,000 | 104,667,000 |
| Securities held to maturity | 368,494,000 | 377,531,000 | 387,588,000 | 396,661,000 |
| Trading assets | 300,000 | 987,000 | 22,000 | 210,000 |
| Total deposits | 1,927,225,000 | 1,934,078,000 | 1,896,663,000 | 2,023,260,000 |
| Interest-bearing deposits | 1,681,394,000 | 1,659,333,000 | 1,644,822,000 | 1,760,982,000 |
| Noninterest-bearing deposits | 245,831,000 | 274,745,000 | 251,841,000 | 262,278,000 |
| Equity capital | 239,633,000 | 242,143,000 | 247,218,000 | 241,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 43,406,000 | 90,284,000 | 138,492,000 | 188,183,000 |
| Interest expense | 19,999,000 | 42,810,000 | 67,718,000 | 94,014,000 |
| Net interest income | 23,407,000 | 47,474,000 | 70,774,000 | 94,169,000 |
| Noninterest income | 13,931,000 | 27,318,000 | 41,902,000 | 57,010,000 |
| Noninterest expense | 23,213,000 | 47,264,000 | 71,345,000 | 96,572,000 |
| Provision for loan losses | 650,000 | 925,000 | 1,335,000 | 1,645,000 |
| Pretax income | 13,475,000 | 26,603,000 | 39,996,000 | 52,962,000 |
| Income tax | 4,531,000 | 8,898,000 | 13,263,000 | 17,358,000 |
| Net income | 8,944,000 | 17,705,000 | 26,733,000 | 35,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,408,000 | 230,942,000 | 235,180,000 | 230,255,000 |
| Total capital | 252,962,000 | 256,561,000 | 260,786,000 | 256,202,000 |
| Risk-weighted assets | 2,153,472,000 | 2,170,187,000 | 2,214,182,000 | 2,285,532,000 |