Call reports 2005
FIRST AMERICAN BANK — 2005
What FIRST AMERICAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,391,728,000 | 2,606,071,000 | 2,726,820,000 | 2,780,670,000 |
| Total loans | 1,739,668,000 | 1,881,203,000 | 1,959,535,000 | 1,987,606,000 |
| Allowance for loan losses | 22,646,000 | 23,719,000 | 23,715,000 | 24,259,000 |
| Securities available for sale | 99,229,000 | 123,823,000 | 114,799,000 | 110,891,000 |
| Securities held to maturity | 325,977,000 | 335,041,000 | 358,388,000 | 367,221,000 |
| Trading assets | 10,000 | 0 | 0 | 1,682,000 |
| Total deposits | 1,646,913,000 | 1,792,637,000 | 1,826,031,000 | 1,881,187,000 |
| Interest-bearing deposits | 1,427,090,000 | 1,543,976,000 | 1,552,453,000 | 1,629,596,000 |
| Noninterest-bearing deposits | 219,823,000 | 248,661,000 | 273,578,000 | 251,591,000 |
| Equity capital | 211,232,000 | 223,336,000 | 231,524,000 | 236,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 31,438,000 | 67,850,000 | 106,186,000 | 147,806,000 |
| Interest expense | 10,842,000 | 24,245,000 | 39,749,000 | 57,994,000 |
| Net interest income | 20,596,000 | 43,605,000 | 66,437,000 | 89,812,000 |
| Noninterest income | 11,624,000 | 24,596,000 | 37,393,000 | 50,733,000 |
| Noninterest expense | 20,075,000 | 42,637,000 | 64,255,000 | 86,308,000 |
| Provision for loan losses | 470,000 | 1,075,000 | 1,910,000 | 2,530,000 |
| Pretax income | 11,747,000 | 24,561,000 | 37,737,000 | 51,779,000 |
| Income tax | 3,945,000 | 8,140,000 | 12,534,000 | 17,262,000 |
| Net income | 7,802,000 | 16,421,000 | 25,203,000 | 34,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 202,535,000 | 213,458,000 | 218,208,000 | 223,248,000 |
| Total capital | 225,062,000 | 237,177,000 | 242,639,000 | 248,195,000 |
| Risk-weighted assets | 1,802,072,000 | 1,967,698,000 | 2,053,923,000 | 2,089,192,000 |