Call reports 2004
FIRST AMERICAN BANK — 2004
What FIRST AMERICAN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 908,969,000 | 946,606,000 | 959,246,000 | 986,602,000 |
| Total loans | 709,973,000 | 732,887,000 | 751,656,000 | 761,665,000 |
| Allowance for loan losses | 9,411,000 | 9,863,000 | 10,040,000 | 10,120,000 |
| Securities available for sale | 52,543,000 | 43,379,000 | 47,762,000 | 56,350,000 |
| Securities held to maturity | 62,793,000 | 77,953,000 | 74,828,000 | 80,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 706,094,000 | 763,180,000 | 761,579,000 | 781,381,000 |
| Interest-bearing deposits | 618,151,000 | 672,087,000 | 666,026,000 | 682,755,000 |
| Noninterest-bearing deposits | 87,943,000 | 91,093,000 | 95,553,000 | 98,626,000 |
| Equity capital | 82,026,000 | 82,873,000 | 92,407,000 | 94,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 12,048,000 | 24,542,000 | 37,765,000 | 51,751,000 |
| Interest expense | 3,379,000 | 6,758,000 | 10,317,000 | 14,172,000 |
| Net interest income | 8,669,000 | 17,784,000 | 27,448,000 | 37,579,000 |
| Noninterest income | 3,643,000 | 7,845,000 | 12,753,000 | 16,911,000 |
| Noninterest expense | 7,784,000 | 15,711,000 | 23,884,000 | 31,784,000 |
| Provision for loan losses | 190,000 | 520,000 | 950,000 | 1,180,000 |
| Pretax income | 4,338,000 | 9,398,000 | 15,367,000 | 21,526,000 |
| Income tax | 1,441,000 | 3,185,000 | 5,279,000 | 7,432,000 |
| Net income | 2,897,000 | 6,213,000 | 10,088,000 | 14,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,148,000 | 72,608,000 | 81,725,000 | 83,700,000 |
| Total capital | 79,073,000 | 81,868,000 | 89,469,000 | 93,361,000 |
| Risk-weighted assets | 713,483,000 | 740,194,000 | 617,283,000 | 772,428,000 |