Call reports 2003
FIRST AMERICAN BANK — 2003
What FIRST AMERICAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 804,900,000 | 855,573,000 | 864,061,000 | 870,170,000 |
| Total loans | 618,000,000 | 656,791,000 | 670,192,000 | 682,240,000 |
| Allowance for loan losses | 8,890,000 | 8,812,000 | 9,035,000 | 9,317,000 |
| Securities available for sale | 72,951,000 | 68,387,000 | 73,573,000 | 67,696,000 |
| Securities held to maturity | 31,277,000 | 38,296,000 | 35,250,000 | 37,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 647,392,000 | 688,215,000 | 680,770,000 | 687,502,000 |
| Interest-bearing deposits | 568,157,000 | 603,241,000 | 595,789,000 | 602,155,000 |
| Noninterest-bearing deposits | 79,235,000 | 84,974,000 | 84,982,000 | 85,347,000 |
| Equity capital | 72,129,000 | 75,096,000 | 77,157,000 | 80,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 11,356,000 | 23,166,000 | 35,292,000 | 47,551,000 |
| Interest expense | 3,893,000 | 7,779,000 | 11,450,000 | 14,877,000 |
| Net interest income | 7,463,000 | 15,387,000 | 23,842,000 | 32,674,000 |
| Noninterest income | 3,654,000 | 7,886,000 | 12,436,000 | 16,336,000 |
| Noninterest expense | 7,788,000 | 16,006,000 | 24,598,000 | 32,550,000 |
| Provision for loan losses | 225,000 | 225,000 | 450,000 | 675,000 |
| Pretax income | 3,109,000 | 7,065,000 | 11,257,000 | 15,812,000 |
| Income tax | 995,000 | 2,319,000 | 3,734,000 | 5,297,000 |
| Net income | 2,114,000 | 4,746,000 | 7,523,000 | 10,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,721,000 | 60,541,000 | 63,828,000 | 67,602,000 |
| Total capital | 65,927,000 | 68,927,000 | 72,235,000 | 76,147,000 |
| Risk-weighted assets | 655,778,000 | 670,481,000 | 671,957,000 | 682,867,000 |