Call reports 2002
FIRST AMERICAN BANK — 2002
What FIRST AMERICAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 704,062,000 | 720,831,000 | 753,557,000 | 769,660,000 |
| Total loans | 537,472,000 | 556,515,000 | 579,489,000 | 586,269,000 |
| Allowance for loan losses | 9,110,000 | 8,946,000 | 9,179,000 | 9,335,000 |
| Securities available for sale | 83,729,000 | 69,447,000 | 74,810,000 | 65,538,000 |
| Securities held to maturity | 11,752,000 | 25,326,000 | 22,874,000 | 27,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 594,070,000 | 605,406,000 | 617,635,000 | 618,990,000 |
| Interest-bearing deposits | 528,761,000 | 536,880,000 | 539,579,000 | 545,112,000 |
| Noninterest-bearing deposits | 65,309,000 | 68,526,000 | 78,057,000 | 73,878,000 |
| Equity capital | 63,884,000 | 65,850,000 | 67,691,000 | 70,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 11,350,000 | 22,936,000 | 34,908,000 | 46,662,000 |
| Interest expense | 4,518,000 | 8,890,000 | 13,235,000 | 17,387,000 |
| Net interest income | 6,832,000 | 14,046,000 | 21,673,000 | 29,275,000 |
| Noninterest income | 2,635,000 | 5,501,000 | 8,763,000 | 12,624,000 |
| Noninterest expense | 6,699,000 | 13,763,000 | 20,988,000 | 27,850,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 2,768,000 | 5,790,000 | 9,454,000 | 13,655,000 |
| Income tax | 855,000 | 1,806,000 | 2,988,000 | 4,397,000 |
| Net income | 1,913,000 | 3,984,000 | 6,466,000 | 9,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,213,000 | 52,222,000 | 52,910,000 | 55,416,000 |
| Total capital | 58,056,000 | 59,242,000 | 60,270,000 | 63,018,000 |
| Risk-weighted assets | 545,203,000 | 559,710,000 | 587,002,000 | 606,450,000 |