Call reports 2001
FIRST AMERICAN BANK — 2001
What FIRST AMERICAN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 451,257,000 | 476,974,000 | 489,422,000 | 691,692,000 |
| Total loans | 342,604,000 | 371,934,000 | 390,249,000 | 502,618,000 |
| Allowance for loan losses | 4,804,000 | 4,874,000 | 4,953,000 | 8,745,000 |
| Securities available for sale | 36,771,000 | 42,276,000 | 39,506,000 | 78,142,000 |
| Securities held to maturity | 18,640,000 | 17,105,000 | 15,355,000 | 15,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,404,000 | 373,310,000 | 390,560,000 | 584,337,000 |
| Interest-bearing deposits | 332,756,000 | 332,034,000 | 350,402,000 | 515,223,000 |
| Noninterest-bearing deposits | 42,648,000 | 41,276,000 | 40,158,000 | 69,114,000 |
| Equity capital | 42,400,000 | 43,187,000 | 44,361,000 | 63,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,223,000 | 18,595,000 | 28,016,000 | 37,547,000 |
| Interest expense | 4,920,000 | 9,710,000 | 14,321,000 | 18,537,000 |
| Net interest income | 4,303,000 | 8,885,000 | 13,695,000 | 19,010,000 |
| Noninterest income | 1,795,000 | 3,661,000 | 5,705,000 | 8,065,000 |
| Noninterest expense | 4,092,000 | 8,358,000 | 12,809,000 | 17,915,000 |
| Provision for loan losses | 120,000 | 290,000 | 390,000 | 510,000 |
| Pretax income | 1,886,000 | 3,898,000 | 6,201,000 | 8,665,000 |
| Income tax | 579,000 | 1,204,000 | 1,939,000 | 2,747,000 |
| Net income | 1,307,000 | 2,694,000 | 4,262,000 | 5,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,411,000 | 36,427,000 | 37,524,000 | 50,479,000 |
| Total capital | 39,837,000 | 41,163,000 | 42,477,000 | 57,130,000 |
| Risk-weighted assets | 353,719,000 | 378,765,000 | 399,518,000 | 529,972,000 |