Call reports 2015
FIRST NATIONAL BANK IN MARLOW, THE — 2015
What FIRST NATIONAL BANK IN MARLOW, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,817,000 | 64,980,000 | 63,781,000 | 63,827,000 |
| Total loans | 38,365,000 | 38,161,000 | 37,245,000 | 36,479,000 |
| Allowance for loan losses | 228,000 | 231,000 | 226,000 | 209,000 |
| Securities available for sale | 15,530,000 | 15,839,000 | 15,078,000 | 14,973,000 |
| Securities held to maturity | 650,000 | 650,000 | 560,000 | 560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,186,000 | 52,672,000 | 52,259,000 | 52,402,000 |
| Interest-bearing deposits | 43,887,000 | 43,860,000 | 44,368,000 | 44,982,000 |
| Noninterest-bearing deposits | 6,299,000 | 8,812,000 | 7,891,000 | 7,420,000 |
| Equity capital | 5,905,000 | 5,737,000 | 5,782,000 | 5,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,460,000 | 2,173,000 | 2,870,000 |
| Interest expense | 86,000 | 174,000 | 259,000 | 341,000 |
| Net interest income | 639,000 | 1,286,000 | 1,914,000 | 2,529,000 |
| Noninterest income | 123,000 | 307,000 | 476,000 | 634,000 |
| Noninterest expense | 646,000 | 1,300,000 | 1,937,000 | 2,589,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 310,000 | 484,000 | 609,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 310,000 | 484,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,537,000 | 5,480,000 | 5,514,000 | 5,488,000 |
| Total capital | 5,765,000 | 5,711,000 | 5,740,000 | 5,697,000 |
| Risk-weighted assets | 46,077,000 | 45,234,000 | 44,272,000 | 43,366,000 |